Primary Home refinanced October, Buying new home now. Cant get ...

Did you sign something on the refinance stating that you intended to occupy the property as a primary residence?
If so, then you committed fraud.... because you never had those intentions.

Your penalty for committing loan fraud, a federal crime, is to pay higher rates and put money down.

Also, I would think that most reputable lenders wouldn't touch your deal with a 10 foot pole. No one wants to risk their license for one shady loan.

I recently had a guy commit fraud on a loan application. Hid a debt from us... we found it.
I dropped him like a hot potato.

Source: http://www.zillow.com/advice-thread/Primary-Home-refinanced-October-Buying-new-home-now-Cant-get-another-primary-loan/475964/

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